Bankruptcy is a legal proceeding in which people who cannot pay their bills can get a fresh financial start. The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court. In most cases, filing bankruptcy immediately stops all of your creditors from seeking to collect debts from you, at least until your debts are sorted out according to the law.  Consumers usually file a Chapter 7 or Chapter 13 Bankruptcy.

Bankruptcy’s primary purposes are to protect you from your creditors and to provide you with relief and an opportunity to reorganize or eliminate your debts. The filing of bankruptcy generally results in the Discharge (or release from obligation) of most of your debts, so that no further legal actions can ever be taken against you for those debts. In short, bankruptcy gives you an opportunity to receive a fresh start, rebuild your credit, and improve your life.

 Immediately Stop: 

• Creditor harassment

• Wage garnishments

• Foreclosures

• Evictions

• Repossessions

 Can Wipe Out:

• Past utilities bills

• Credit card debts

• Medical bills

• Most car accident debts

• BMV reinstatement fees

• And other Miscellaneous debts and fees 

Usually Allow you to Keep All or Most of your Assets such as:

• House

• Car

• Retirement pensions

• Tax refunds

• Various personal property

Can Possibly:

• Lower your monthly car note and/or the amount owed 

• Get rid of second and third mortgages

• Eliminate or reduce tax debts

• Reduce monthly student loan payments

• Help you rebuild your credit over time

PROVIDE YOU WITH A FINANCIAL FRESH START!!!

Never has retaining an experienced bankruptcy counsel been as crucial as it is today. Bankruptcy is extremely complex and your assets are too precious to gamble on.  Hire an experienced attorney with a working knowledge of all available options. Our Attorneys can diagnose, counsel, and expertly respond to the problems of people whose debt has become unmanageable.

We offer Free Bankruptcy Consultations!  Call us today at 216-240-0000 or 770-373-3100 to discuss your personal situation.  

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